介绍基金

基金小子

原帖由 apekqws 于 10-8-2007 06:28 PM 发表
现在市场上有一个基金，皆于平均及中等风险以及利润。中等利润有10至12% 回凑。

此基金叫做 PRULINK ASIA MANAHED FUND, 保诚环球管理基金。你可以在各大报章询问此基金的表现及股价。

此基金是投资在亚洲 ...

http://www2.prudential.com.my/index.php?fuseaction=main.page&menu_id=229

PRUlink Asia managed fund gives you a golden opportunity to expand your investment horizons and capitalise on the tremendous possibilities offered by the world's most vibrant areas of economic growth - the powerhouse economies of China, Korea, India and other countries in the Asia Pacific (excluding Japan).

It is an actively managed fund that seeks to maximise returns over the medium to long term. This is achieved by investing directly in shares, fixed interest securities and money market instruments in the Asia Pacific region (excluding Japan) and through any other PRUlink foreign funds that may become available in the future or indirectly via sub-funds.

This fund gives you global investment expertise, investment diversification, acceptance of small investment amount and higher growth potential in the Asia Pacific region (excluding Japan).

What is the risk level of this fund?
High

Who should invest in this fund?
Investors who seek higher growth of capital through investing in Asia's booming economies.
Investors who want to diversify their investments by investing overseas, but have limited capital and knowledge of investing overseas.
Investors who have high risk tolerance.
Investors who seek to reap investment returns over the medium to long term.

What are the charges?

Monthly service charges
RM6 for payment via credit card, autodebit or banker's order.
RM8 for cash or cheque payment.

Monthly insurance charges
A monthly insurance charge is levied depending on your age and health. As an indication, the insurance charge for a man (non-smoker) aged 45 years is RM2.28 per RM1,000 for the sum assured for death and TPD.

Top-up service charge
A top-up incurs a one-off service charge of RM25.

Fund management charge
1.5% per annum.

All charges are levied through cancellation of units. The fees and charges may be varied from time to time.

Unit Pricing
Unit pricing is done daily.

Unlike most other unitised funds, single pricing is used where there is only one price at which units are created and cancelled.

The unit price is based on the closing prices of the underlying assets of the fund, divided by the number of units issued. The investment performance of the fund is not guaranteed. The unit price will fluctuate with movements in the value of the underlying assets. The unit price of units can go down as well as up.

A PRUlink fund does not pay any dividend. It emphasises on capital growth in its unit price. All its investment incomes and capital gains are automatically rolled up in its unit price.

Forward Pricing
This is the practice when units are created for a client at unit price at the pricing date following receipt of premium. Similarly, units are also cancelled at unit price at the pricing date following notification of claim. Hence, the unit price is calculated using asset values that are fair to both new and existing policyholders.

Exceptional Circumstances
In very exceptional circumstances, it may be necessary for Prudential to protect clients from possible adverse effects of a general sale of investments in a short period of time. The Company reserves the right, subject to Bank Negara Malaysia’s agreement at the time, to deter switches and payment of PRUlink benefits (other than death and PRUdisability plus claims) for up to six months.

Publication of Unit Prices
The unit prices of all PRUlink funds are published daily in major newspapers.

Investment Report
Investment reports will be sent to all PRUlink clients at least once a year.
It covers:
Summary of audited financial statements
Trend analysis
Composition and list of investments
Charges levied on the fund
Statement on changes in investment objective, orientation, restriction
and limitations

请问这是个类似ILP的吗???
好像有涉及:
((Monthly insurance charges
A monthly insurance charge is levied depending on your age and health. As an indication, the insurance charge for a man (non-smoker) aged 45 years is RM2.28 per RM1,000 for the sum assured for death and TPD. ))

[ 本帖最后由 基金小子 于 10-8-2007 11:28 PM 编辑 ]

基金小子

原帖由 leekk8 于 10-8-2007 11:14 PM 发表
Bond是债券, Unit Trust是信托基金。这两个是完全不一样的投资工具。

通常债券的最低投资额很高，普通人很难买债券。所以如果我们要买债券，那就只有通过债券基金了。

债券最低的投资额是要500万。。。就是说最少要百万富翁以上的人才可以直接投资债券的。。

[ 本帖最后由 基金小子 于 11-8-2007 08:37 AM 编辑 ]

mapolang1981

原帖由 基金小子 于 10-8-2007 11:34 PM 发表


债券最低的投资额是要500万。。。就是说最少要百万富翁的人才可以直接投资债券的。。

500万？！ 小弟还是第一次知道。。。

yusp

那 OSK－UOB Golden Dragon 及 CIMB-PRINCIPAL’S Greater China 哪一个的前景会比较好？？

ahming

Public Smallcap 应该不错，最近跌了很多，可以收了。

apekqws

最近大家都看到股票市场受到冲击，但是大家知不知道其实亚洲那几个国家的成长率是最惊人的？以下：

1。中国 - 2006年成长率 - 10。7%， 计划成长2007年 - 10%。
2。印度 - 2006年成长率 - 9。2%，计划成长2007年 - 8%。
3。越南 - 2006年成长率 - 8。2%，计划成长2007年 - 8。3%。
4。印尼 - 2006年成长率 - 5。5%，计划成长2007年 - 6%。
5。新加坡 - 2006年成长率 - 7。9%，计划成长2007年 - 6%。
6。马来西亚 - 2006年成长率 - 5。9%，计划成长2007年 - 5。4%。
7。香港 - 2006年成长率 - 6。8%，计划成长2007年 - 5。4%。
8。韩国 - 2006年成长率 - 5%，计划成长2007年 - 4。5%。

apekqws

以上的基金，是有一点的保险成份。以你的年龄计算，理赔最低的保险保障。此保单是投资保单计划，不是那综合的保险计划。

apekqws

不需要这样多啦！债券是介于“蓝筹股”比较多。这就要看你想要购买的“蓝筹股”的价额咯！

别吓死人啦！

leekk8

我们在这里说的是债券，不是债券基金，为什么会和蓝筹股有关系？？？

刚才查证了一下，普通投资者(Individual investor)，最少的债券投资额是RM1million。不是5million。

可以参考：
http://www.fpam.org.my/index.php ... .read&art_id=11

基金小子

谢谢你的查证啦。。
5million才可以买债券，我是之前在报纸看到的。。

最少1million才可以投资债券。。。这是有钱人才可以投资的。。

SEPTEMBER82

原帖由 yusp 于 4-8-2007 10:40 AM 发表
除了Public Mutual，没有其它好的基金可介绍了吗？比如HLG，OSK－UOB，HWANG－DBS。。。 请问Pheim Unit Trust 如何？？

MAA的信托业很不错！值得一试！

leekk8

对，这是有钱人才可以投资的。。。所以，如果普通人要投资债券，就得通过债券基金了。。。