介绍基金

yusp

请问如果现在要买中底风险的基金，有什么好介绍吗？ 要做长期储蓄用的。。

CECE825

选DIVIDEND FUND 吧.

leekk8

对，dividend fund最适合做长期储蓄的中等风险投资。

现在，PIADF (Public Islamic Asia Dividend Fund) 有优惠，可以考虑。

mapolang1981

首选入息基金。。。

yusp

已买了PIADF。。如现在要买income/bond fund。。有什么好介绍，除了大众，还有其它的吗？ 谢谢各位的意见！

leekk8

可以考虑bond fund。PEBF其实不错，但昨天已经关闭了

接下来，可以考虑PIEBF。

deckson

Public Dividend Select Fund
也是一个不错的选择

RichCare

ING Baraka Capital Protection 2

Joseline

原帖由 yusp 于 1-8-2007 01:26 PM 发表
请问如果现在要买中底风险的基金，有什么好介绍吗？ 要做长期储蓄用的。。

如果你要做长期储蓄，三，五年甚至更长的时间的话，为何不肯冒险一点，投资在更高风险的基金以取得更加高的回酬啊！不趁年轻去更加高风险的投资难道要等到老了才来冒险吗？不过投资高风险基金之前先要请教专业agent的知识。

Tetra

请问要如何可以知道哪些是Public Mutual Fund哪些是Public Bank Fund?

too

JB有好的AGENT 吗。。
可是我只想投资rm1000而已叻。。。

基金小子

原帖由 Tetra 于 3-8-2007 12:03 PM 发表
请问要如何可以知道哪些是Public Mutual Fund哪些是Public Bank Fund?

简单啦。。
Public Bank Fund的有PB的字，如 PB BALANCED FUND
没有PB的字就是Public Mutual Fund，如PUBLIC BOND FUND

yusp

除了Public Mutual，没有其它好的基金可介绍了吗？比如HLG，OSK－UOB，HWANG－DBS。。。 请问Pheim Unit Trust 如何？？

基金小子

原帖由 me712 于 4-8-2007 12:30 PM 发表
pcsf小弟正想买入。。。
想请问bond和fund 的差

什么意思呢???你想问什么??

vinc666

原帖由 yusp 于 4-8-2007 10:40 AM 发表
除了Public Mutual，没有其它好的基金可介绍了吗？比如HLG，OSK－UOB，HWANG－DBS。。。 请问Pheim Unit Trust 如何？？

Pheim基金的哲学是一切以保守为主，会留下一笔较大的现金。
所以连带他的股票基金也偏于中低风险，程度稍微比平衡基金高一点点。
旗下两个较新的亚洲股票基金分别是：
Pheim Asia Ex-Japan Fund
Pheim Asia Ex-Japan Islamic Fund

OSK-UOB的，你可以爬楼找找看资料。

Joseline

原帖由 too 于 3-8-2007 12:12 PM 发表
JB有好的AGENT 吗。。
可是我只想投资rm1000而已叻。。。

只是想投资一千大元又想找好的agent，真的有点困难哦！JB我就不晓得，如果是在马六甲或KL我也许可以介绍。

apekqws

现在市场上有一个基金，皆于平均及中等风险以及利润。中等利润有10至12% 回凑。

此基金叫做 PRULINK ASIA MANAHED FUND, 保诚环球管理基金。你可以在各大报章询问此基金的表现及股价。

此基金是投资在亚洲股票市场。70% 在 EQUITY Fund, 30%　在　Bond Fund。是一个中等风险以及中等投资回凑的投资基金。

如想预知详情，你可以直接联络我。

以上是我个人意见分享，如有得罪，请多多原谅！

leekk8

Bond是债券, Unit Trust是信托基金。这两个是完全不一样的投资工具。

债券是公司为了融资而发出的工具。债券有说明每年的利息和它的Maturity Date。你每年能收到那利息，然后在债券mature后以之前的买价让那公司收回。

信托基金是信托公司从人们那筹集大笔钱然后由专业人士代为投资在某些领域。投资的策略是根据之前设好的投资规则。

通常债券的最低投资额很高，普通人很难买债券。所以如果我们要买债券，那就只有通过债券基金了。

基金小子

原帖由 apekqws 于 10-8-2007 06:28 PM 发表
现在市场上有一个基金，皆于平均及中等风险以及利润。中等利润有10至12% 回凑。

此基金叫做 PRULINK ASIA MANAHED FUND, 保诚环球管理基金。你可以在各大报章询问此基金的表现及股价。

此基金是投资在亚洲 ...

http://www2.prudential.com.my/index.php?fuseaction=main.page&menu_id=229

PRUlink Asia managed fund gives you a golden opportunity to expand your investment horizons and capitalise on the tremendous possibilities offered by the world's most vibrant areas of economic growth - the powerhouse economies of China, Korea, India and other countries in the Asia Pacific (excluding Japan).

It is an actively managed fund that seeks to maximise returns over the medium to long term. This is achieved by investing directly in shares, fixed interest securities and money market instruments in the Asia Pacific region (excluding Japan) and through any other PRUlink foreign funds that may become available in the future or indirectly via sub-funds.

This fund gives you global investment expertise, investment diversification, acceptance of small investment amount and higher growth potential in the Asia Pacific region (excluding Japan).

What is the risk level of this fund?
High

Who should invest in this fund?
Investors who seek higher growth of capital through investing in Asia's booming economies.
Investors who want to diversify their investments by investing overseas, but have limited capital and knowledge of investing overseas.
Investors who have high risk tolerance.
Investors who seek to reap investment returns over the medium to long term.

What are the charges?

Monthly service charges
RM6 for payment via credit card, autodebit or banker's order.
RM8 for cash or cheque payment.

Monthly insurance charges
A monthly insurance charge is levied depending on your age and health. As an indication, the insurance charge for a man (non-smoker) aged 45 years is RM2.28 per RM1,000 for the sum assured for death and TPD.

Top-up service charge
A top-up incurs a one-off service charge of RM25.

Fund management charge
1.5% per annum.

All charges are levied through cancellation of units. The fees and charges may be varied from time to time.

Unit Pricing
Unit pricing is done daily.

Unlike most other unitised funds, single pricing is used where there is only one price at which units are created and cancelled.

The unit price is based on the closing prices of the underlying assets of the fund, divided by the number of units issued. The investment performance of the fund is not guaranteed. The unit price will fluctuate with movements in the value of the underlying assets. The unit price of units can go down as well as up.

A PRUlink fund does not pay any dividend. It emphasises on capital growth in its unit price. All its investment incomes and capital gains are automatically rolled up in its unit price.

Forward Pricing
This is the practice when units are created for a client at unit price at the pricing date following receipt of premium. Similarly, units are also cancelled at unit price at the pricing date following notification of claim. Hence, the unit price is calculated using asset values that are fair to both new and existing policyholders.

Exceptional Circumstances
In very exceptional circumstances, it may be necessary for Prudential to protect clients from possible adverse effects of a general sale of investments in a short period of time. The Company reserves the right, subject to Bank Negara Malaysia’s agreement at the time, to deter switches and payment of PRUlink benefits (other than death and PRUdisability plus claims) for up to six months.

Publication of Unit Prices
The unit prices of all PRUlink funds are published daily in major newspapers.

Investment Report
Investment reports will be sent to all PRUlink clients at least once a year.
It covers:
Summary of audited financial statements
Trend analysis
Composition and list of investments
Charges levied on the fund
Statement on changes in investment objective, orientation, restriction
and limitations

请问这是个类似ILP的吗???
好像有涉及:
((Monthly insurance charges
A monthly insurance charge is levied depending on your age and health. As an indication, the insurance charge for a man (non-smoker) aged 45 years is RM2.28 per RM1,000 for the sum assured for death and TPD. ))

[ 本帖最后由 基金小子 于 10-8-2007 11:28 PM 编辑 ]

基金小子

原帖由 leekk8 于 10-8-2007 11:14 PM 发表
Bond是债券, Unit Trust是信托基金。这两个是完全不一样的投资工具。

通常债券的最低投资额很高，普通人很难买债券。所以如果我们要买债券，那就只有通过债券基金了。

债券最低的投资额是要500万。。。就是说最少要百万富翁以上的人才可以直接投资债券的。。

[ 本帖最后由 基金小子 于 11-8-2007 08:37 AM 编辑 ]