【保险讨论区】Allianz 安联

19750512

本人今年36岁，女的。曾经买过医药卡和人寿险，但几年后，不幸的理财不当断保了。

想询问如果现在想买保险，医药卡和意外险会比较适合我吗？？

每个月用RM300左右来投保，可以吗？

CFABoy

19750512 发表于 9-10-2013 05:02 PM
本人今年36岁，女的。曾经买过医药卡和人寿险，但几年后，不幸的理财不当断保了。

想询问如果现在想买保 ...

你好,

小弟也是安联代理经纪,其实任何年龄都可以投保的,就是当你年龄渐渐大的时候,就必须付出比年龄较年轻更高的保费得到相同的保障咯 , 如果您有幸兴趣不妨PM我聊聊

Lukeleo

19750512 发表于 9-10-2013 05:02 PM
本人今年36岁，女的。曾经买过医药卡和人寿险，但几年后，不幸的理财不当断保了。

想询问如果现在想买保 ...

有一个保障始终是好的，它适合每一个阶层人，如果预算够，可以做更全面的保障！

MyKy44

Allianz Prime Care 可以使用替代 HealthCover(36CI) ?

1678

安联 (Allianz) 自动转帐扣 (Auto Debit Deduction) 可以用借记卡 (Debit Card) 吗?
PB Visa Electron 哦?
Limited Exposure
For your security, you can have a separate Card Account that's not linked to your savings or current account so the bulk of your savings will not be affected should your Card be lost or stolen.

谢谢

aikies

Allianz agent在klang area的请pm我,谢谢! =)

CFABoy

aikies 发表于 24-10-2013 09:56 AM
Allianz agent在klang area的请pm我,谢谢! =)

你好,

本人是安联保险的经纪, 有什么可以为您服务的吗?

谢谢

Flower1818

我是JB的代理，有什么可以PM我。

kennethloo

garrick 发表于 7-8-2013 01:11 PM
请问保费可以在什么银行还

若是cash, 可在maybank 还

Tyng22

MyKy44 发表于 19-10-2013 09:27 PM
Allianz Prime Care 可以使用替代 HealthCover(36CI) ?

PrimeCare 的价钱会比healthcover来得贵。healthcover的赔额是跟basic sum assured share的。primecare则是分开的。

pigKor

大家好，

Prime care 和 healthcover ,我会先建议买health cover plus 这是和basic 分开的。如果保费来的大的话，可以考虑105种的疾病，包过糖尿病。

twoword

大家好, 最近看到allianz 的EB Medishield plus 好像不错。。 agent 可以给我sales illustration吗？ (Age: 57, Female, non-smoker for Plan 3 and Plan 4 (Zero Level of Deductible)) (https://www.allianz.com.my/web/ctb/10236/10014)

还有一些问题。。如不方便这里回复可以Pm 我。。

1) What will happen upon reaching the age of 80? The policy terminated?
2) Is it guaranteed renewable? Is there any case that the policy lapsed/cannot be renew in the midst?
3) How "accurate" is the rate appear on the premium table? Would it be any spike in the premium payment I need to pay out of sudden? As what i read from the product brochure it stated
"The renewal of premium rate for Your Policy is not guaranteed and We reserve the right to revise the premium rates applicable at the time of renewal. The adjustment in cost of insurance, if any, will aim to reflect Our claim experience, cost of medical treatment, advancement in medical technology, etc. Such changes, if any, shall be applicable to all Policy Owners irrespective
of their claim experience according to Our risk assessment."
4) Is the outpatient for kidney/cancer part of the annual limit/lifetime limit?
5) For Nursing care, what will happen if reached 180 days? Policy remains but without nursing care?
"Home Nursing Care (maximum one hundred eighty (180) days per lifetime)"
6)Medical card will be given? Or pay first reimburse later?
7) Any medical check up required?
8) How many days cooling period before the policy start effective?
9) Is there any hospital with priority for Allianz insurance? (Like those priority customer advantages)
10) My friend one was Allianz, and he said his one has some guarantee cash value by age 80 (upon policy matured/termination) and he said can use that money as backup for medical. Is it applicable for this plan as well?
11) In insurance industry, what happened if agent resigned/retired/change to other insurance company? Who should I get in touch in related to insurance/medical claim?
12) How much changes/hike in the premium amount for EB Medishield in the past? Since medical cost keep rising.

谢啦。。

twoword

No agent? 没有agent?

Eugene_Lim

twoword 发表于 12-12-2013 12:48 AM
大家好, 最近看到allianz 的EB Medishield plus 好像不错。。 agent 可以给我sales illustration吗？ (Ag ...

Need your occupation and date of birth too for the sales illustration..

twoword

Eugene_Lim 发表于 13-12-2013 05:50 PM
Need your occupation and date of birth too for the sales illustration..

1956-10-01, housewife,

Eugene_Lim

twoword 发表于 13-12-2013 08:00 PM
1956-10-01, housewife,

Thanks, will private massage you after i gather all infomation about your question.. latest by sunday ya..

Schuankhaw

我的工作是潜水员，1988年6月出生， 不抽烟，属于高危 class 4 的那种， 要买人寿保险。 我在寻找monthly premium 少过300， 或300左右， 然后 offer 的保障最大的。
请各个代理员给我你们的配套， 谁的premium 最少， 同时保障最高， 最划算， 我就会购买你的。

你可以pm 我，Email  seekchuan@gmail.com， 或者直接在这里回复。

记得注明：
Yearly  premium
TPD , Death  benefit
36 Critical  Illness
room rate

lived_legna

Basic 150k
EUMCR 200
UPCR 3000
UPRC200K             200K
        - UDRB200K    40K
        - UCRB200K    70K

请问这个保单ok吗？(第一份保险，最好能全面保障的保单)
Cash value 30 years illustration好像有点低，担心不能cover日后的保费。

欢迎介绍任何适合的保单。
26岁，没有吸烟。

isaac504

当然cash value低啦， 你都不留余地，直接吃到完。uprc去到完。不要为了要做人家的生意就，以后自己麻烦啊

lee418

lived_legna 发表于 16-12-2013 10:05 AM
Basic 150k
EUMCR 200
UPCR 3000

Haha,,,好像真的去的很厉害。。不过。。建议。。

EUMCR 换去250。。。你应该知道它的不一样吧。。除非客户真的不是很注重医药卡。。注重疾病保险。。。

为什么你不给UPAR?

应该要全面一点吧。。。