【RHBBANK 1066 交流专区】（前名 RHBCAP）

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興業資本 附加股獲超購30%
  
2015年12月11日
（吉隆坡11日訊）興業資本（RHBCAP，1066，主要板金融）發行附加股計劃，取得30.47%超額認購表現。

興業資本向馬證交所報備，附加股計劃接獲6億3435萬份額外申請，超出該公司所發出的4億8619萬股附加股約30.47%。

興業資本以5配1比例發售附加股，每股發售價為4.82令吉。該附加股截止日期為12月8日，預計在12月21日上市馬股主要板。　【中国报财经】

Type	Announcement
Subject	NEW ISSUE OF SECURITIES (CHAPTER 6 OF LISTING REQUIREMENTS) FUND RAISING
Description	RHB CAPITAL BERHAD ("RHB CAPITAL" OR "COMPANY")RENOUNCEABLE RIGHTS ISSUE OF 486,193,294 NEW ORDINARY SHARES OF RM1.00 EACH IN THE COMPANY ("RHB CAPITAL SHARES") ("RIGHTS SHARES") AT AN ISSUE PRICE OF RM4.82 PER RIGHTS SHARE, ON THE BASIS OF ONE (1) RIGHTS SHARE FOR EVERY FIVE (5) EXISTING RHB CAPITAL SHARES HELD ON THE ENTITLEMENT DATE ("RIGHTS ISSUE")
We refer to the previous announcements made by RHB Investment Bank on behalf of the Board in relation to the Rights Issue. Unless otherwise stated, the terms used herein shall have the same meaning as defined in the said announcements in relation to the Rights Issue. On behalf of the Board, RHB Investment Bank wishes to announce that as at the close of the Rights Issue at 5.00 p.m. on 8 December 2015 (“Closing Date”), the total valid acceptances and excess applications received were 634,352,660 Rights Shares, representing an over subscription of 148,159,366 Rights Shares or approximately 30.47% over the total number of 486,193,294 Rights Shares available for subscription. Details of the total valid acceptances and excess applications received as at the Closing Date are set out in Table 1 of this Announcement. Following the above and as set out in Section 2.4 of the Abridged Prospectus dated 23 November 2015, the Board will allot the Excess Rights Shares in the following order of priority:- (i)            firstly, to minimise the incidence of odd lots; (ii)           secondly, on a pro-rata basis and in board lot to the Entitled Shareholders who have applied for the Excess Rights Shares, taking into consideration their respective shareholding as at the Entitlement Date; (iii)          thirdly, on a pro-rata basis and in board lot to the Entitled Shareholders who have applied for the Excess Rights Shares, taking into consideration the quantum of their respective Excess Rights Shares applied for; and (iv)          lastly, on a pro-rata basis and in board lot to the renouncee(s)/transferee(s) (if applicable) who have applied for the Excess Rights Shares, taking into consideration the quantum of their respective Excess Rights Shares applied for. In the event there is any balance Excess Rights Shares after the manner of allocation above, the balance will be allocated in accordance with the processes set out in sections (ii) to (iv) above. The Rights Shares are expected to be listed on the Main Market of Bursa Malaysia Securities Berhad on 21 December 2015. This announcement is dated 11 December 2015.

http://www.bursamalaysia.com/market/listed-companies/company-announcements/4948509

Attachments Table 1_11 Dec 2015.pdf

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RHB CAPITAL BERHAD

1. Details of Corporate Proposal
Involve issuance of new type/class of securities ?	No
Types of corporate proposal	Rights Issue
Details of corporate proposal	RENOUNCEABLE RIGHTS ISSUE OF 486,193,294 NEW ORDINARY SHARES OF RM1.00 EACH IN RHB CAPITAL BERHAD ("RHB CAPITAL") ("RHB CAPITAL SHARES") ("RIGHTS SHARES") AT AN ISSUE PRICE OF RM4.82 PER RIGHTS SHARE, ON THE BASIS OF ONE (1) RIGHTS SHARE FOR EVERY FIVE (5) EXISTING RHB CAPITAL SHARES HELD ON THE ENTITLEMENT DATE ("RIGHTS ISSUE")
No. of shares issued under this corporate proposal	486,193,294
Issue price per share ($$)	Malaysian Ringgit (MYR)   4.8200
Par Value ($$)	Malaysian Ringgit (MYR)   1.000
Latest issued and paid up share capital after the above corporate proposal in the following
Units	3,074,674,722
Currency	Malaysian Ringgit (MYR) 3,074,674,722.000
Listing Date	21 Dec 2015

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Name	OSK HOLDINGS BERHAD
Address	7th Floor, Plaza OSK Jalan Ampang Kuala Lumpur 50450 Wilayah Persekutuan Malaysia.
NRIC/Passport No/Company No.	207075-U
Nationality/Country of incorporation	Malaysia
Descriptions (Class & nominal value)	Ordinary shares of RM1.00 each
Name & address of registered holder	OSK Holdings Berhad7th Floor, Plaza OSKJalan Ampang50450 Kuala LumpurMaybank Nominees (Tempatan) Sdn BhdPledged Securities Account for OSK Holdings Berhad14th Floor, Menara Maybank100 Jalan Perak50050 Kuala Lumpur

Details of changes

Currency: Malaysian Ringgit (MYR)

Type of transaction	Description of Others	Date of change	No of securities	Price Transacted (RM)
Acquired		15 Dec 2015	34,802,800
Acquired		15 Dec 2015	18,646,400

Circumstances by reason of which change has occurred	Acquisition of shares pursuant to the Renounceable Rights Issue
Nature of interest	Direct Interest
Direct (units)	311,429,200
Direct (%)	10.129
Indirect/deemed interest (units)
Indirect/deemed interest (%)
Total no of securities after change	311,429,200
Date of notice	22 Dec 2015

icy97

兴业资本11亿票据 长期评级上调至AA3

财经新闻 财经  2015-12-20 11:01
（吉隆坡19日讯）大马评估机构（RAM）将兴业资本（RHBCAP，1066，主板金融股）11亿令吉商业票据的长期评级，调高至“AA3”评级。

不过，大马评估机构将这批票据的展望，调低至“稳定”，并重申“P1”的短期评级。

该机构在文告中指出，兴业资本截至今年9月杪的双重杠杆和负债水平，分别企于1.35和0.36倍，符合“AA3”长期评级的资格。

同时，该公司核心子公司的信贷基本面依然稳健，也评级捎来支撑。

“尽管经济环境充满挑战，可能会对兴业资本的资产品质造成压力，不过，我们预期这方面的冲击将处于可控制水平，也看好员工转职计划可帮助公司每年省下1.93亿令吉。”【南洋网财经】

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Name	EMPLOYEES PROVIDENT FUND BOARD
Address	Tingkat 19, Bangunan KWSP, Jalan Raja Laut Kuala Lumpur 50350 Wilayah Persekutuan Malaysia.
NRIC/Passport No/Company No.	EPF ACT 1991
Nationality/Country of incorporation	Malaysia
Descriptions (Class & nominal value)	Ordinary shares of RM1.00 each
Name & address of registered holder	Citigroup Nominees (Tempatan) Sdn BhdLevel 42, Menara Citibank, 165 Jalan Ampang, 50450 Kuala Lumpur

Details of changes

Currency: Malaysian Ringgit (MYR)

Type of transaction	Description of Others	Date of change	No of securities	Price Transacted (RM)
Acquired		21 Dec 2015	220,002,642
Acquired		21 Dec 2015	136,302
Acquired		21 Dec 2015	2,743,542

Circumstances by reason of which change has occurred	Shares derived from Rights Issue
Nature of interest	Direct
Direct (units)	1,299,178,268
Direct (%)	42.254
Indirect/deemed interest (units)
Indirect/deemed interest (%)
Total no of securities after change	1,299,178,268
Date of notice	22 Dec 2015

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興業資本 完成收購興業僑豐證券
  
2016年1月05日
（吉隆坡5日訊）興業資本（RHBCAP，1066，主要板金融）指出，收購興業僑豐證券有限公司的內部重組計劃已完成，目前后者已成為興業資本間接子公司。

該公司向馬證交所報備，柬埔寨商業部發出信件批准興業投資銀行成為興業僑豐證券新股東，並將持股權從興業印度支那銀行（RHB Indochina Bank）轉至興業投資銀行旗下。

同時，上述總值1250萬美元（約5431.3萬令吉）收購案已完成付款。

興業印度支那銀行為興業銀行獨資子公司；興業銀行與興業投資銀行皆隸屬興業資本旗下。【中国报财经】

Type	Announcement
Subject	OTHERS
Description	Internal reorganisation exercise involving the proposed acquisition of the entire equity interest in RHB OSK Indochina Securities Limited ("RHBISL") from RHB Indochina Bank Limited ("Group Internal Reorganisation")
We refer to the announcements dated 2 October 2014 and 12 May 2015 respectively in relation to the Group Internal Reorganisation (“Announcements”). Unless otherwise stated, definitions used here shall have the same meanings as set out in the Announcements. The Board of Directors of RHB Capital Berhad (“RHB Capital”) wishes to announce that:- The Ministry of Commerce Cambodia had, vide its letter dated 9 December 2015, accepted and registered the amended Memorandum and Articles of Association of RHBISL reflecting RHB Investment Bank Berhad (“RHBIB”) as the new shareholder of RHBISL; and the Securities and Exchange Commission of Cambodia (“SECC”) had, vide its letter dated 25 December 2015, granted its formal approval on the share transfer in RHBISL from RHB Indochina Bank Limited to RHBIB ; Following the SECC’s formal approval, the purchase consideration of USD12,500,000.00 in relation to the Acquisition was paid on 5 January 2016. RHBISL is now a wholly-owned subsidiary of RHBIB, which in turn is a wholly-owned subsidiary of RHB Capital. This announcement is dated 5 January 2016.

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興業資本淨利息賺益受壓

2016-01-12 16:51      
（吉隆坡12日訊）銀行業務營運環境仍充滿挑戰，同時商業情緒依舊審慎，相信嚴峻的融資成本環境將持續對興業資本（RHBCAP，1066，主板金融組）淨利息賺益施壓。

儘管如此，管理層有信心資產素質在嚴峻環境中依舊堅挺，縱然貸款損失覆蓋率水平不高，資產素質也未有拉響警報跡象。2015年首9個月，興業資本總呆賬比為1.9%，低於3年平均的2.6%。

通過落實職涯過渡計劃（CTS），預見興業資本2016財政年股本回酬將從前期的8.1%轉強至10%，同時該股股價淨值比（P/B）僅為0.7倍，是估值最便宜的銀行股之一，整體估值相對吸引。

以0.7倍股價淨值比來看，興業資本現估值已為10年最低，相信股價已經觸底反彈。目前，銀行業以1.5倍股價淨值比進行交易，而平均股本回酬為12.8%。

分析：興業研究
評級：超越大市
目標價：7.26令吉（星洲日報／財經）

icy97

郭令燦崛起為興業股東

2016-01-16 16:56      
（吉隆坡16日訊）豐隆集團掌舵人丹斯里郭令燦現已持有興業資本（RHBCAP,1066,主板金融組）少數股權。

領域消息指出，這位企業大亨現持有興業資本約2%股權。總體持股仍少，也低於顯著股東的5%門檻，但卻在銀行業裡掀起漣漪，這意味着豐隆銀行（HLBANK,5819,主板金融組）大股東正持有競爭對手的股權。

但是，熟悉豐隆集團內幕的人士卻反應低調。消息人士認為：“這沒甚麼大不了的。別過度解讀。現在，整合、併購或其他都不在檯面上。＂郭令燦收購相關股權的消息真偽仍不得而知，但領域消息人士稱，他可通過買入附加股認購權，並以每股4令吉82仙，比興業資本上週五閉市價5令吉21仙折價7.48%的價位買進。

碰巧的是，Aabar投資PJS因國家銀行禁止該基金增持興業資本股權15%，已一如市場預期未行使該公司附加股認購權。

Aabar投資PJS在2011年以每股10令吉80仙，相等於賬面值2.5倍的昂貴代價從姊妹公司――阿布扎比商業銀行買進興業資本股權。但是，該股價格持續下跌，以上週五閉市價5令吉21仙來看，興業資本現已比截至2015年9月30日止的每股7令吉94仙淨資產值折價34%。

僑豐在興業持股已突破10%門檻

參與興業資本附加股計劃的投資銀行家表示，在相關籌資計劃完成後，興業資本大股東雇員公積金局（EPF）持股將從41.58%擴大至42.25%，而僑豐控股（OSK,5053,主板產業組）持股也將從9.97%提高至10.13%，但Aabar投資PJS持股將從21.09%稀釋至17.75%。

有趣的是，在附加股計劃影響下，僑豐控股在興業資本持股已突破10%門檻，而公司需要獲得國行批准行使增加持股至14.99%的選擇權。

消息人士說：“僑豐控股有增持股權的選擇權，但基於銀行持股每變動5%都需要獲得國行批准，因此僑豐控股最終會否增持興業資本股權仍不得而知。＂興業資本在去年公佈附加股計劃來強化資本率，從而符合巴塞爾III資本要求和支撐業務增長。該批附加股在2015年12月25日上市。整個附加股計劃成功超額認購30.47%，並為興業資本籌措達25億令吉。（星洲日報／財經‧The Edge專版）

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兴业资本转让上市地位　料次季获批

财经  2016年02月19日
（吉隆坡19日讯）兴业资本（RHBCAP，1066，主板金融股）將上市地位转给兴业银行（RHB Bank）的企业活动，预计可在今年次季获得有关单位批准。

兴业资本早在去年4月建议，將上市地位转予兴业银行，借此强化资本架构及改善税务效率。

兴业资本首席执行员兼董事经理拿督凯鲁沙列今天出席兴业银行的品牌重塑活动上，对记者表示，目前转移上市地位的申请，正在等待一些单位的批准，预计可在今年次季获批。

今日出席这项活动的也包括，兴业投行主席丹斯里黄宗华以及兴业银行主席丹斯里阿兹兰再诺。

展望未来，凯鲁沙列认为，今年市况仍波动，「目前最重要的是要管理这项波动性。同时，刚出炉的2015年末季国內生產总值（GDP）显示，国內消费成长优於预期，希望这將可持续带动经济发展。」

专注內部成长

另一方面，针对兴业资本去年完成员工自愿离职计划之后，接下来是否还打算进一步裁员，他透露，目前未有这样的打算，而目前更注重內部成长。

此外，国家银行將法定储备金（SRR）下调至3.5%，以释放资金回到银行系统，並已在2月份正式开跑。

对此，他表示，在储备金调低后，系统內的游资有所增加。至於市场人士认为，国行將进一步调低该储备金，他不愿置评。

关於政府严格追討国家高等教育基金（PTPTN）欠款，拖欠贷款人士將被纪录在中央信贷情报资讯系统（CCRIS），无法向金融机构借贷，是否会影响银行贷款成长的问题，凯鲁沙列认为，涉及的只是少数人，因此不会有太大的影响。【东方网财经】

icy97

貸款融資撥備增‧興業末季淨利挫35%

2016-02-26 16:49      
（吉隆坡26日訊）因為貸款、融資及其他損失撥備增加，興業資本（RHBCAP,1066,主板金融組）截至去年12月31日第四季淨利下跌34.98%至3億1千612萬令吉，全年淨利則跌25.84%至15億1千142萬7千令吉。

營業額方面，興業資本第四季微揚0.46%至28億4千845萬7千令吉，全年則揚3.97%至108億2千670萬7千令吉。

派息12仙

興業資本董事部建議派息每股12仙，派出率為3年最高，達24.4%。

根據興業資本財報，在第四季的貸款、融資及其他損失撥備增加至1億5千180萬7千令吉，前期為1千535萬8千令吉。

興業資本在文告中表示，歸咎於投行及證券相關收入下跌、交易收入減少、撥備增加、缺乏回撥款項及前期因賣出資產推高數據，導致全年淨利下滑。

此外，進行職涯過渡計劃（CTS）的3億零880萬令吉開銷，也是造成業績下滑的緣故。

除去一次性的職涯過渡計劃開銷，興業資本營運開銷仍成長2.1%。

去年，該公司的淨資金收入成長3.7%至40億零8千330萬令吉，淨利息賺幅大跌，從2014年的2.30%下跌至2.14%。

總資金收入增9.7%

根據文告，興業資本的總資金收入增加9.7%。

雖然收入有所提昇，但成本也因而上漲，歸咎於顧客存款增加及伊斯蘭債券和次級債資金開銷增加，資金及利息開銷急揚14.5%。

歸咎於金融市場動盪使交易量下跌，影響興業資本交易及投資收入，非資金收入下跌8.2%至21億零790萬令吉。

截至12月31日，興業資本的總資產增加5.2%或114億令吉至2千307億令吉，在完成配股計劃後，股東資本增加22.8%至231億令吉；每股淨資產為7令吉51仙。

普通股權一級資本比率（Common Equity Tier1）為11.6%，總資本比例為16.1%。呆賬率從前期的2.03%改善至1.88%，顯示資產素質良好。

去年，因下半年奮起直追，興業資本的總融資及貸款成長6.2%至1千514億令吉，貸款種類多元化，主要為房貸、非住宅產業貸款、商業營運資本貸款及建築貸款。

總結全年，零售銀行業務的稅前盈利達11億4千750萬令吉，按年增加34.9%，歸功於貸款融資撥備和管理開銷減少。不過，雖然平均貸款數量增加，市場競爭卻加劇，拖累淨資金收入降低，抵銷前述利好。累積貸款融資上升6.2%至682億令吉，受惠於房貸和商用產業貸款增加，車貸則略為減少。來往儲蓄戶頭結餘增長5.9%，帶動存款成長1.2%。

商務銀行稅前盈利減9%

商務銀行的稅前盈利減少9%至3億6千260萬令吉。雖然淨資金收入提高，貸款融資撥備和管理開銷卻增加。累積貸款融資增加11.3%至198億令吉，主要受到中小企業貸款的提振。中小企業的市場份額從2014年的7.2%提高到8.7%。在來往戶頭存款增長9.9%下，存款成長5.3%至220億令吉。

企業及投資銀行的稅前盈利大減56.4%至5億5千零90萬令吉，歸咎於大馬和新加坡的投資銀行和證券市場相關收入降低，以及貸款融資減值撥備增加、前期比較數據偏高等。

國際業務的稅前盈利提高28.7%至1億3千520萬令吉，淨利息收入增加，抵銷營運開銷和貸款減值增加的影響。

伊斯蘭業務的稅前盈利增加14.8%至3億4千870萬令吉。累積融資成長22%至311億令吉，推高淨資金收入，帶動伊斯蘭業務的收入上漲14.3%至6億3千290萬令吉。伊斯蘭融資佔集團貸款融資的比例，從2014年的19.5%提高到23%。（星洲日報／財經）

SUMMARY OF KEY FINANCIAL INFORMATION 31 Dec 2015

		INDIVIDUAL PERIOD		CUMULATIVE PERIOD
		CURRENT YEAR QUARTER	PRECEDING YEAR CORRESPONDING QUARTER	CURRENT YEAR TO DATE	PRECEDING YEAR CORRESPONDING PERIOD
		31 Dec 2015	31 Dec 2014	31 Dec 2015	31 Dec 2014
		$$'000	$$'000	$$'000	$$'000

1	Revenue	2,848,457	2,835,305	10,826,707	10,413,246
2	Profit/(loss) before tax	475,206	643,586	2,106,744	2,735,053
3	Profit/(loss) for the period	323,108	498,970	1,524,033	2,063,464
4	Profit/(loss) attributable to ordinary equity holders of the parent	316,120	486,191	1,511,427	2,038,000
5	Basic earnings/(loss) per share (Subunit)	11.90	18.90	58.10	79.70
6	Proposed/Declared dividend per share (Subunit)	12.00	6.00	12.00	6.00
		AS AT END OF CURRENT QUARTER		AS AT PRECEDING FINANCIAL YEAR END
7	Net assets per share attributable to ordinary equity holders of the parent ($$)	7.5100		7.3100

icy97

短期業績不如意‧興業資本前景仍看好

2016-02-29 16:48      
（吉隆坡29日訊）興業資本（RHBCAP，1066，主板金融組）最新業績遜於預測，分析員紛紛下修財測，但在考量職涯過渡計劃（CTS）及重組計劃帶來的好處後，仍看好其長期發展前景。

興業資本去年淨利15億1千100萬令吉，只達市場預測的83%左右，就算撇除職涯過渡計劃的3億零900萬令吉一次性開銷，淨利仍跌14%。

興業資本業績遜色，除了因撥備增加，市場放緩也導致非利息收入下跌，安聯星展認為，非利息收入料無法在短期內回揚。

因業績不如預測，分析員紛紛下修財測，安聯星展分別下修2016及2017年13及2%、豐隆研究分別下修1.5及3.5%、聯昌研究則下調2016及2017年每股淨利6至8%。

雖然短期業績不如意，但馬銀行研究認為，興業資本剛完成的職涯過渡計劃可為興業資本每年節省2億令吉，可推動未來盈力成長。

豐隆研究表示，附加股及重組計劃可提昇興業資本的稅務效率、消除商譽（Goodwill）、節省利息及提高資本比例及資本回酬，對該公司有利。在完成附加股計劃後，興業資本的一級資本比（CET1）將提昇至12%。



（星洲日報／財經‧報導：陳林德）

icy97

暂无并购计划 兴业内部增长拓回银业务

财经新闻 财经  2016-03-12 12:49
（吉隆坡11日讯）兴业资本（RHBCAP，1066，主板金融股）将通过内部增长，拓展回教银行业务。

兴业资本总执行长兼执行董事拿督凯鲁沙林兰利说，公司目前倾向内部增长推动回教银行业务，并购计划暂不在计划内。

“公司计划扩大旗下的回教资产，以在2017年占公司总融资的40%。”

他日前出席兴业银行和大马信贷担保机构（CGC）签署合作协议，携手推介主打中小型企业的新产品时，如是指出。

在这项合作计划下，将推介提供营运资本融资的兴业供应链金融投资担保（RHBFSCPG），尤其是资金短缺的中小型企业。

FSCPG旨在为国内从事分销链的中小企，在无需任何抵押的情况下提供营运资本，推动业务增长。【南洋网财经】

icy97

RHB CAPITAL BERHAD

EX-date	11 Apr 2016
Entitlement date	13 Apr 2016
Entitlement time	05:00 PM
Entitlement subject	Interim Dividend
Entitlement description	Single-tier interim cash dividend of 12 sen per share
Period of interest payment	to
Financial Year End	31 Dec 2015
Share transfer book & register of members will be	to   closed from (both dates inclusive) for the purpose of determining the entitlement
Registrar or Service Provider name, address, telephone no	Symphony Share Registrars Sdn BhdLevel 6, Symphony HousePusat Dagangan Dana 1 Jalan PJU 1A/4647301 Petaling JayaSelangor Darul EhsanTel No: 603-7849 0777Fax No: 603-7841 8151/ 8152
Payment date	29 Apr 2016
a.Securities transferred into the Depositor's Securities Account before 4:00 pm in respect of transfers	13 Apr 2016
b.Securities deposited into the Depositor's Securities Account before 12:30 pm in respect of securities exempted from mandatory deposit	11 Apr 2016
c. Securities bought on the Exchange on a cum entitlement basis according to the Rules of the Exchange.
Number of new shares/securities issued (units) (If applicable)
Entitlement indicator	Currency
Currency	Malaysian Ringgit (MYR)
Entitlement in Currency	0.1200
Par Value	Malaysian Ringgit (MYR) 1.000

icy97

配合重组　兴业银行34亿购资產

财经  2016年04月06日
（吉隆坡6日讯）兴业资本（RHBCAP，1066，主板金融股）今天宣佈重组计划的进展，並与兴业银行签署5项协议，包括以34亿1000万令吉，將旗下子公司所有的权益转移给兴业银行。

另外，第2项协议是，旗下RHB Hartanah私人有限公司与兴业银行的资產收购协议。当中部份的资產，包括以2亿9837万令吉，將RHB Property Management私人有限公司售予兴业银行。

与此同时，RHB Hartanah亦与兴业银行签署买卖协议，將一片1万零270平方尺土地，包括RHBCentre售予兴业银行，涉及数额达2亿2546万令吉。

最后一项则是兴业资本以6769万令吉，向RHBHartanah购买一片佔地5136.25平方尺的土地。

上述所有金额均以现金方式支付。【东方网财经】

Type	Announcement
Subject	OTHERS
Description	PROPOSED INTERNAL REORGANISATION OF THE RHB CAPITAL GROUP OF COMPANIES ("RHB CAPITAL GROUP" OR "GROUP") WHICH ENTAILS THE TRANSFER BY RHB CAPITAL OF ITS ENTIRE EQUITY INTERESTS IN, OR CERTAIN ASSETS AND LIABILITIES OF ITS SUBSIDIARIES ("IDENTIFIED ASSETS") TO ITS WHOLLY-OWNED SUBSIDIARY, RHB BANK BERHAD ("RHB BANK"), FOR A TOTAL INDICATIVE CONSIDERATION OF APPROXIMATELY RM3.71 BILLION TO BE SATISFIED ENTIRELY IN CASH ("DISPOSAL CONSIDERATION") ("PROPOSED INTERNAL REORGANISATION")
We refer to the earlier announcements in relation to the Proposed Internal Reorganisation. Unless otherwise stated, the terms used herein shall have the same meaning as defined in the said announcements in relation to the Proposed Internal Reorganisation. On 13 April 2015, RHB Investment Bank had, on behalf of the Board, announced that RHB Capital proposes to undertake, amongst others, the Proposed Internal Reorganisation. In this regard, the following agreements had been entered into on 6 April 2016:- (i) a share sale agreement between RHB Capital and RHB Bank, for the transfer by RHB Capital of its entire equity interests in its subsidiaries to RHB Bank for a total indicative consideration of approximately RM3.41 billion to be satisfied entirely in cash; (ii) an asset purchase agreement between RHB Hartanah Sdn Bhd (“RHB Hartanah”), a wholly-owned subsidiary of RHB Capital, and RHB Bank (“APA”), for the acquisition by RHB Bank of certain Assets and Liabilities (as defined in Section 3.2.1 of the attachment below) of RHB Hartanah, including its subsidiary RHB Property Management Sdn Bhd, for a total purchase consideration of approximately RM298.37 million to be satisfied entirely in cash; (iii) a sale and purchase agreement between RHB Hartanah and RHB Bank, for the acquisition by RHB Bank of all that piece of land held under Geran 71681, Lot 512, Section 90, Bandar Kuala Lumpur, Daerah Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur measuring an area of 10,270 square metres together with RHB Centre which is erected thereon from RHB Hartanah (“Property 1”) for a total purchase consideration of approximately RM225.46 million to be satisfied entirely in cash. The purchase consideration for Property 1 forms part of the consideration for the purchase of the assets payable under the APA; and (iv) a sale and purchase agreement between RHB Hartanah and RHB Bank, for the acquisition by RHB Bank of all that piece of land held under Geran 31538, Lot 29, Section 90, Bandar Kuala Lumpur, Daerah Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur and measuring a net land area of about 5,136.25 square metres from RHB Hartanah (“Property 2”) for a total purchase consideration of approximately RM67.69 million to be satisfied entirely in cash. The purchase consideration for Property 2 forms part of the consideration for the purchase of the assets payable under the APA. Further details of the Proposed Internal Reorganisation are set out in the attachment below. This Announcement is dated 6 April 2016.

http://www.bursamalaysia.com/market/listed-companies/company-announcements/5051457

Attachments RHB Capital_Announcement_6 April 2016.pdf

icy97

兴业资本完成内部重组 银行将成新控股公司

财经新闻 财经  2016-04-15 11:07
（吉隆坡14日讯）兴业资本（RHBCAP，1066，主板金融股）宣布，以约36.1亿令吉将所有子公司的股权，以及特定资产和债务，转移给旗下兴业银行的内部重组计划已完成。

兴业资本董事经理拿督凯鲁沙林兰里表示：“在完成内部重组活动后，兴业银行将成为新的控股公司，并会带领集团的未来增长，并预计可取得更大的协同效应和效率。”

除了应收税项（Tax Recoverable）之外，双方已达到股权买卖和资产收购协议下的所有条款。

为了完成该项活动，双方同意豁免有关应收税项的条款。

因此，应收税项不会转移给兴业银行，并且会由董事部或建议的清算公司处理。

注资24.9亿

在完成内部重组活动后，兴业资本也注入大约24.9亿令吉至兴业银行。

“注入的资金将加强兴业银行的资本基础，推动增长和达到监管要求。”

在完成内部重组和资本注入后，现在将进入整个企业活动的最后一个阶段，也就是分发兴业银行股票给兴业资本股东，并由兴业银行取代兴业资本的上市地位。【南洋网财经】

Type	Announcement
Subject	OTHERS
Description	PROPOSED INTERNAL REORGANISATION OF THE RHB CAPITAL GROUP OF COMPANIES ("RHB CAPITAL GROUP" OR "GROUP") WHICH ENTAILS THE TRANSFER BY RHB CAPITAL OF ITS ENTIRE EQUITY INTERESTS IN AND CERTAIN ASSETS AND LIABILITIES OF ITS SUBSIDIARIES ("IDENTIFIED ASSETS") TO ITS WHOLLY-OWNED SUBSIDIARY, RHB BANK BERHAD ("RHB BANK"), FOR A TOTAL CONSIDERATION OF APPROXIMATELY RM3.61 BILLION TO BE SATISFIED ENTIRELY IN CASH ("DISPOSAL CONSIDERATION") ("PROPOSED INTERNAL REORGANISATION")
We refer to the earlier announcements in relation to the Proposed Internal Reorganisation. Unless otherwise stated, the terms used herein shall have the same meaning as defined in the said announcements in relation to the Proposed Internal Reorganisation. On behalf of the Board of Directors of RHB Capital, RHB Investment Bank wishes to announce that save for the condition precedent relating to the Tax Recoverable, all the conditions precedent as set out in the SSA and APA have been fulfilled. In order to proceed with the completion of the Proposed Internal Reorganisation, RHB Capital and RHB Bank had vide a letter dated 14 April 2016 mutually agreed to waive the said condition precedent relating to the Tax Recoverable in the SSA. As such, the Tax Recoverable will not be transferred to RHB Bank under the SSA and shall be dealt with by the Board or the proposed liquidator (if the proposed members’ voluntary winding up of RHB Capital has commenced) as they may deem fit and/or expedient at a later date. As a result of the above, the SSA and APA have become unconditional as at the date of this Announcement. In accordance with the terms and conditions of the Agreements, the following payments have been made by RHB Bank:- (i) RM3.32 billion to RHB Capital under the SSA (which has been adjusted to exclude the Tax Recoverable which will not be transferred to RHB Bank); and (ii) RM298.37 million to RHB Hartanah under the APA, SPA 1 and SPA 2. The payment by RHB Bank of the Disposal Consideration set out above marks the completion of the Proposed Internal Reorganisation. Following the completion of the Proposed Internal Reorganisation, RHB Capital has also injected an aggregate of approximately RM2.49 billion into RHB Bank, being the proceeds raised from its Rights Issue exercise and the proceeds arising from the redemption of its investment in RHB Rupiah Liquid Fund as well as excess cash available to date (after setting aside adequate cash to defray any expenses of the Company and for payment of dividends by the Company), in exchange for approximately 447.84 million new RHB Bank Shares which were issued at an issue price of RM5.56 per RHB Bank Share. With the completion of the Proposed Internal Reorganisation, RHB Bank is effectively the new group holding company which will now spearhead the Group’s future growth and is expected to achieve greater synergy and efficiency. Please refer to the attachment below for RHB Capital’s press release on the completion of the Proposed Internal Reorganisation. This Announcement is dated 14 April 2016.

http://www.bursamalaysia.com/market/listed-companies/company-announcements/5058273

Attachments RHB Capital Berhad_Press Release_14 April 2016.pdf

icy97

完成重组前景唱好　兴业资本股价应声涨

财经  2016年04月15日
（吉隆坡15日讯）兴业资本（RHBCAP，1066，主板金融股）內部重组活动正式完成，分析员普遍看好该公司前景，带动其股价大涨18仙或2.95%，以全天最高水平6.28令吉收市，成为全场第5大上升股。

兴业资本宣布，於4月14日完成了內部重组活动，以36亿1000万令吉將所有资產和权益转至独资子公司－兴业银行。后者將成为兴业集团的控股公司，预期在今年7月底取代兴业资本的上市地位。

兴业资本股东將可获得兴业银行的新股票，每股兴业资本的股票，可换成1.3股兴业银行的新股。

管理层透露，本次企业活动预计为兴业资本省下1亿3000万令吉的利息开销，当中包括3000万令吉的税务。

而上市后的兴业银行，股票数额为40亿1000万股，並將註销25亿令吉的商誉资產。一级资本比例（CET-1）和资本比例则分別从12.0%和16.5%，提高至12.5%和17.2%。

市场分析员普遍看好这项重组活动带来的成本效益，但同时提醒此利好因素已经反映在兴业资本的近期股价走势上。年头至今，其股价涨幅为10.76%。

除了上述重组活动，联昌投行分析员认为，估值偏低、IGNITE17转型计划、职业转换计划（CTS）每年可节省1亿9300万令吉，都是兴业资本的股价重估的正面因素。

肯纳格研究分析员则上调兴业资本的目標价35仙或5.6%，至6.58令吉。但基於近期股价已走高，目標价上涨空间不足10%，因此將其投资建议从「超越大市」，下调至「与大市同步」。

估值仍诱人

虽然如此，该分析员强调，兴业资本的估值依然诱人，股价对账面价值（P/BV）低至0.8倍，是同行最低之一。国內银行的平均值，为1.5倍。

达证券分析员则提醒，整体银行领域今年营运仍艰鉅。

兴业资本2015年的股本回酬（ROE）、贷款成长、呆账比率、成本对收入（CTI）比率等重要指標几乎全数无法达標。今年国內消费和投资情绪持续放缓，料拖累兴业资本的盈利表现。

2016財政年的CTI比率预测会提高至53%；呆帐比率亦增至2%。【东方网财经】


轉移上市地位延至7月底完成‧1興業資本換1.3興業銀行
2016-04-15 17:39
http://biz.sinchew.com.my/node/135040?tid=18

icy97

Type	Announcement
Subject	OTHERS
Description	REDEMPTION OF RM100.0 MILLION NOMINAL VALUE SUBORDINATED NOTES UNDER A RM400.0 MILLION SUBORDINATED MEDIUM TERM NOTES PROGRAMME BY RHB INVESTMENT BANK BERHAD ("RHB INVESTMENT BANK")
RHB Capital Berhad is pleased to announce that its indirect wholly-owned subsidiary, RHB Investment Bank, had on 15 April 2016 fully redeemed its existing subordinated notes of RM100.0 million in nominal value, under stock code UN110020 (“Subordinated Notes”). The Subordinated Notes were issued on 15 April 2011 by the former OSK Investment Bank Berhad (now known as OSKIB Sdn Bhd), the business of which is now undertaken by RHB Investment Bank pursuant to the transfer of the business, assets and liabilities of OSK Investment Bank Berhad to RHB Investment Bank which took effect from 13 April 2013. This announcement is dated 18 April 2016.

icy97

裁員省2億‧多於預期‧興業續推合理化計劃

2016-05-11 16:20      
（吉隆坡11日訊）興業資本（RHBCAP，1066，主板金融組）已完成裁減近15%員工，分析員認為從中節省的成本比預期多，加上該集團繼續推動合理計劃和強攻中小企業貸款，預料可帶動業務成長。

馬銀行研究表示，興業資本通過職涯過渡計劃（CTS）裁減約2千630名員工，截至2016年3月，員工總數減少14.9%至1萬4千970人。管理層希望在18個月內節省3億零800萬令吉整合成本，這意味著每年可節省成本約2億零5千萬令吉，高於該行目前假設的每年節省約1億8千萬令吉成本。

興業資本繼續專注控製成本開銷，包括整頓EASY銷售亭（EASY kiosk）網絡，目前已關閉40銷售亭，令總數減至240個，該集團目標是減至僅120個，一旦完成合理化，每年可節省2千萬至3千萬令吉。

該集團也已關閉9間投行分行，令總數減至51間。而部份部門原本租用僑豐大廈（Plaza OSK）10層樓，將搬遷至興業中心（RHB Centre），從而節省租金。

強攻中小企業貸款

該集團相信這些嚴控成本的措施，將可達到成本／收入率（CIR）低於53%的目標。

管理層保持2016財年8%貸款成長目標（2015年為6.2%），主要由房貸和中小企業貸款推動。

興業銀行的中小企業貸款傳統上偏低，截至2015年杪僅佔總貸款的14.9%，相比同行為18%。

該銀行繼續強攻此市場，其市佔率已從2013年杪的6.2%提高至2015年杪的8.7%。

目前該集團已完成內部重組，只待向高庭申請將興業資本清盤，再轉由興業銀行上市，管理層希望在今年7月完成。

馬銀行研究保持財測不變，等待該集團於5月20日發佈的業績報告。維持“守住”評級，目標價6令吉30仙。（星洲日報／財經‧報導：李勇堅）

icy97

併購目標轉向海外‧興業鎖定印尼商銀

2016-05-12 17:21      
（吉隆坡12日訊）自“世紀大合併”告吹後，專注於內部整合的興業資本（RHBCAP，1066，主板金融組）整裝待發，這次是將併購目標轉向海外，特別是印尼的商業銀行，更是優先鎖定的目標。

興業資本董事經理拿督凱魯沙烈指出，該集團有意收購印尼商業銀行，以擴大當地業務版圖。

然而，他表示，目前並沒有具體的收購對象，也未有進一步實質的行動。

他在股東大會後表示，該公司在印尼已經設立投資銀行及資產管理業務，因此有意收購當地的商業銀行，爭取國內生產總值及人口佔東盟總數三分一的印尼市場。

在2014年的世紀大合併下，雄心勃勃的興業資本，是建議透過發股收購聯昌集團（CIMB，1023，主板金融組）所有資產與負債。另外，為配合打造重量級伊斯蘭銀行計劃，聯昌伊斯蘭銀行將全購馬屋業（MBSB，1171，主板金融組），總併購代價高達605億8千150萬令吉，引起市場注目。

不過，由於2015年經濟環境急轉直下，這項創造國內最大銀行機構和霸級伊斯蘭銀行集團的計劃最終只能以告吹收場。

冀海外業務貢獻20%盈利

凱魯沙烈強調，短期內該公司並沒有在打算國內進行任何收購活動，反倒是印尼會是一個選項。

“印尼業務對公司的淨利貢獻約500萬令吉左右，比例不算太大。”

他表示，該公司的目標是2020年海外業務可貢獻20%盈利。

他補充，目前，興業資本約有14%營業額來自海外業務。

同時，隨著該公司完成興業資本的整合計劃，並定於下月杪召開股東特大，預期7月可完成轉移上市地位給興業銀行的計劃。

新業務模式
攫取中小企商機

對於國內業務展望，他說，雖然經濟面臨嚴峻的考驗，貸款業務有所放緩，但中小企業、零售、保險、資產管理及房貸業務方面，仍處於正面的發展，因此該公司也會注重國內的市場。

他表示，該公司推介新的業務模式，從而攫取了中小企業商機，房貸也穩定增長。

“對我們而言，中小企業及房貸業務處於非常好的局面。”

他補充，中小企業佔該公司資產組合的24%。

放眼伊金融成長至30%

他表示，截至去年，伊斯蘭金融業務淨利取得15%成長，佔國內業務的23%，該公司放眼該業務的貢獻可於2017年成長至30%。

有關新任國家銀行總裁方面，他認為，現任國行總裁仍會維持原有政策不變，因此營運環境並沒有受到太大的改變。（星洲日報／財經）

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Date of change	12 May 2016
Name	DATO' MOHAMED KHADAR MERICAN
Age	60
Gender	Male
Nationality	Malaysia
Designation	Non Executive Chairman
Directorate	Non Independent and Non Executive
Type of change	Retirement
Qualifications	1) Member of the Institute of Chartered Accountants in England and Wales2) Member of the Malaysian Institute of Accountants
Working experience and occupation	Dato' Mohamed Khadar Merican ("Dato' Mohamed Khadar") has more than 40 years of experience in financial and general management. He served as an auditor and a consultant in an international accounting firm, before joining a financial services group in 1986. Dato' Mohamed Khadar has held various senior management positions in Pernas International Holdings Berhad (now known as Tradewinds Corporation Berhad) between 1988 and April 2003, including those of President and Chief Operating Officer.
Family relationship with any director and/or major shareholder of the listed issuer	Nil
Any conflict of interests that he/she has with the listed issuer	Nil
Details of any interest in the securities of the listed issuer or its subsidiaries	78,030  ordinary shares of RM1.00 each in RHB Capital Berhad